HDFC BANK OFFER – TERMS & CONDITIONS

OFFER DETAILS

Offer 1: Flat Discount

• Flat ₹1,500 instant discount
• Minimum transaction value: ₹15,000
• Applicable on HDFC Bank Credit Card EMI (CCEMI) & Debit Card EMI (DCEMI) transactions only

Offer 2: Percentage Discount

• 5% instant discount
• Minimum transaction value: ₹30,000
• Maximum discount cap: ₹4,000
• Applicable on HDFC Bank Credit Card EMI (CCEMI) & Debit Card EMI (DCEMI) transactions only

GENERAL TERMS

• Offer applicable only once per card during the campaign period
• Offer valid only on EMI transactions
• Campaign Period: 01 April 2026 to 30 April 2026

CANCELLATION & REFUND POLICY

• In case of full cancellation/return, the transaction will not qualify for the offer
• In case of partial cancellation, the offer will apply only on the net payable amount, subject to eligibility

ADDITIONAL TERMS & CONDITIONS

This offer is exclusively for HDFC Bank Credit and Debit Cardholders

This offer is in addition to and not in derogation of:

• Cardholder agreement
• Merchant EMI Terms and Conditions
• Rewards Terms & Conditions

Reward Points:
• Reward points on eligible transactions will be forfeited
• If insufficient points are available, equivalent value may be debited

Product & Service Liability:
• HDFC Bank does not endorse products/services under this offer
• Merchant/partner is solely responsible for quality, delivery, and service

Availability:
• All products/services are subject to availability
• HDFC Bank is not liable for non-availability

Technical Issues:
• HDFC Bank is not responsible for technical/configuration issues on partner platform
• Customers must contact the partner for resolution

Non-Transferable Benefit:
• Offer cannot be exchanged for cash

Invalid Transactions:
• Returned, disputed, unauthorized, or fraudulent transactions are not eligible

Taxes:
• All applicable taxes (GST, TDS, etc.) shall be borne by the cardholder

Modification Rights:
• HDFC Bank and partner reserve the right to modify, withdraw, or replace the offer at any time

Voluntary Participation:
• Participation in this offer is voluntary

Fraud & Misuse:
• HDFC Bank reserves the right to disqualify users for fraudulent activity

DISPUTE RESOLUTION

• Disputes shall be resolved through arbitration under the Arbitration and Conciliation Act, 1996
• Seat & Venue: New Delhi, India
• Language: English

GOVERNING LAW & JURISDICTION

• Governed by laws of India
• Subject to exclusive jurisdiction of courts in Delhi