1. This marketing program (“Program”) is from State Bank of India (“Bank”) and SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Urban Ladder. It is open to all residents of India holding a valid and current State Bank Debit or SBI Credit Card (“Cardholder”) and to whom a communication is sent by Bank/ SBICPSL and/or Urban Ladder.
  2. The Validity of the Program (“Term”) is from 01-Oct-2016 (00:00 hrs) till 31-Oct-2016 (23:59 hrs), unless extended by Bank, SBICPSL and Urban Ladder by mutual consent in writing.
  3. All SBI Credit Cardholders excluding SBI Corporate Credit Card with no outstanding of more than 30 days and all State Bank Debit Cardholders (Excluding State Bank Virtual Debit Card) are covered under this Program. This offer is NOT applicable on transactions made through SBI Internet Banking and State Bank Prepaid Cards.
  4. State Bank Debit Cards refers to any Debit Card issued by
    1. State Bank of India
    2. State Bank of Hyderabad
    3. State Bank of Bikaner and Jaipur
    4. State Bank of Travancore
    5. State Bank of Mysore
    6. State Bank of Patiala 
      is eligible to avail this offer.
  5. Under this Program, cardholder can avail 10% cashback during the offer period on ALL transactions of Rs. 15,000/- (Rupees Fifteen Thousand, only) or more made/effected using State Bank Debit or SBI Credit Card on Urban Ladder’s desktop site, mobile site and mobile application.
  6. Maximum cashback per Card account during the program period is Rs. 2,500/- (Rupees Two Thousand Five Hundred, only).
  7. Cashback will be calculated on the net paid amount by the customer post adjustments of any cancellations, refunds, returns etc.
  8. The Cashback is also applicable on payments made through EMI on SBI Credit cards.
  9. By placing an order, the Cardholder accepts all terms and conditions specified on – the Urban Ladder website - www.urbanladder.com and as provided on the mobile application.
  10. All issues / queries / complaints / grievances solely relating to the products, if any, shall be addressed to Email:  hello@urbanladder.com Helpdesk: 080-46666777 and Bank/SBICPSL shall not be held liable/responsible in any manner whatsoever for any issue/queries/complaints/grievances relating to the products.
  11. All issues / queries / complaints / grievances relating to the non-receipt of the cashback or for any other issues arising out of the Offer, if any, shall be addressed to such customer care phone numbers and such Email IDs as mentioned at the back of each State Bank Debit /SBI Credit Card.
  12. Urban Ladder shall not be held liable/ or responsible in any manner whatsoever for any matter in relation to provision of the cashback by under this Offer.
  13. Cashback will be posted to Cardholder’s account by 31-Dec-2016 by SBI.